Return-path: Envelope-to: ark@soundsgoodmusic.net Delivery-date: Wed, 13 Jun 2007 23:45:43 +0000 Received: from 20151213063.user.veloxzone.com.br ([201.51.213.63]) by server.pickawebhosting.net with smtp (Exim 4.66) (envelope-from ) id 1HycX0-0003fh-6Q for ark@soundsgoodmusic.net; Wed, 13 Jun 2007 23:45:43 +0000 Received: (qmail 6524 invoked from network); Wed, 13 Jun 2007 20:45:50 -0300 Received: from unknown (HELO tgjb) (121.140.59.207) by 20151213063.user.veloxzone.com.br with SMTP; Wed, 13 Jun 2007 20:45:50 -0300 Message-ID: <467081AE.2000602@ameritradeclearing.com> Date: Wed, 13 Jun 2007 20:45:50 -0300 From: Flanagan User-Agent: Thunderbird 1.5.0.12 (Windows/20070509) MIME-Version: 1.0 To: ark@soundsgoodmusic.net Subject: This has two interesting effects. Content-Type: text/html; charset=ISO-8859-1 Content-Transfer-Encoding: 7bit If you carry a lot of mortgage debt you essentially have a highly leveraged position in the real estate market, which carries a lot of risk.

For an investor who is willing to hold some equities, and who has made an adequate down payment so as to have avoided serious risk from an interest rate rise, the RRSP has a better return.